Start Consolidating sallie mae and direct loans

Consolidating sallie mae and direct loans

Earnest was recently bought out by Sallie Mae so I’d avoid them.

You can borrow between $100 and $5000, and there is no collateral required.

Specifically, personal loans allow you to spend your money in a number of different ways, whether it's to help pay off medical expenses, make home improvements, repairs to your vehicle or consolidate your debts.

A personal loan is paid back to the lender over a set period of time.

If you borrowed $2,000 over a 12 month period and the loan had a 3% arrangement fee ($60), your monthly repayments would be $189.12, with a total payback amount of $2,269.44 which including the 3% fee paid from the loan amount, would have a total cost of $329.44. If you borrowed $5,000 over a 48 month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total payback amount of $6,320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1,720.12. Our services will always be provided free of charge, but that is not to say that the lender will give you a loan for free.